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The creation of wealth and the attainment of financial freedom is a vast subject. There's a tremendous amount to learn and the speed with which things change online means there's always more to learn.  You won't get an MBA after reading a couple of ebooks, so plan on devoting some time to getting an education if you want to become a true professional. 
 
Above all else, cultivate a 
"Wealth Consciousness"

First, however, keep in mind the fact that the true key to success in this area is the same as every other - work first from the inside.  Get clear about your deepest desires and resolve any inner conflict and self-sabotaging beliefs, attitudes and patterns that have kept you from progressing to a more satisfying  level. 

The tools to help you do that are in the Wisdom section. Additionally, you will find wealth consciousness related ebooks and courses here as well as software, tapes and CD's here. If you don't first develop a wealth consciousness or wealthy mindset, the rest of this material won't get you there by itself. 

If that sounds a little strange or "out there" to you, you can rest assured that it's all quite scientific and has to do with learning to use the laws of Quantum Physics to create true wealth in your life. 
 
 

So What IS "Wealth Consciousness"?

Wealth Consciousness is what you absolutely MUST have in order to attract wealth and keep it. Most people believe that you must first make money before you become wealthy. And it's easy to see why they believe that. We're all taught that we:

1) get an education (of some sort) 
2) get a job 
3) earn money 
4) become wealthy. 


That, it turns out, is totally backwards!

Wealth is not something you "get". Wealth is something you ARE. Understand this: Money and Wealth are two totally different things. Money, after all, is just a symbol of wealth. It is not wealth in and of itself. So if you spend your time "going after money" in an effort to obtain wealth, you are barking up the wrong tree completely, strange as that may sound.
 
 

The REAL Reason the Wealthy Stay Wealthy

... and the Poor Stay Poor

Think about this:

Why do you suppose you hear about extremely wealthy people who, for some reason or another, suddenly lose all their money ... but then within a couple of years, they have earned most - if not all - of it back?

Reason? - because they only lost their MONEY...they didn't lose their WEALTH! 

Conversely, how about those people who have experienced LACK most of their lives who suddenly come into a huge amount of money by inheritance, or by winning the lottery...and then within a year, they have lost it all, and may even be worse off than when they started?

Reason? - they never had WEALTH. They only had MONEY ... and because they didn't have a Wealth Consciousness, they couldn't hang on to it.

Let that sink in for a second before you move on. 

This step alone will determine, more than all the rest, how successful you become and how easily it comes to you. It's easy to get caught up in all the mechanics and details of running a business and neglect the essential inner stuff. But when things aren't going well and you're feeling like it's all impossible, you'll find the solutions lie within.
 
 


Stop sabotaging your 
"Wealth Consciousness" with Debt

There is one particular subject related to Wealth Consciousness that probably needs to be addressed before moving on. And that's the subject of debt.

For many people, today, the first hurdle on the road to financial freedom is coming to terms with current debts. If you're going to be successful in the realm of finance, you need a well informed plan to keep you out of debt's control.

You see... "If you do not have a "get-out-of-debt" plan for you and your family, rest assured you are under the influence of someone else's get-into-debt plan!"

Anytime money is involved, nothing just happens by itself. There is always a strategy at work --- one that will either force money into your hands or force money out of your hands.
 

The Main Reason This Is Important Is ...

Prosperity is an inside feeling that becomes expressed on the outside as material wealth and success. It's a positive feeling that attracts money to us. Conversely, negative emotions will push things away from us.

For most people, debts bring up some negative emotions like:

I do not like it that I have debts

I'm afraid because I have no idea where the money will come from

I doubt my ability to have the things I desire, etc.

These all tend to reinforce the message "When I have money, I get into debt and have a hard time, so keep it away from me."

So, if you're uncomfortable with your debt situation, make it a priority to establish some sort of program that will help change the situation and, more importantly, how you feel about the situation. Otherwise, it may act as a block to attracting more wealth. 

There are three critical elements for successfully getting your financial house in order:

    1. Motivation - the "want to"

    2. Education - the "how to"

    3. Implementation - the "way to" 

You will have limited success -- or fail -- if you lack any one of these critical elements.

Many people successfully complete good books or courses on budgeting but they still fail. Why???

They have motivation and education but they are missing the last piece -- implementation. They don't have a way to put in practice what they learned (or they have a way, but it is so difficult they give up after several months).

The traditional after-the-fact approach (basically a month-end reconciliation of budget to actual spending) simply does not work. Imagine trying to manage your grocery or clothing spending but not knowing how much you have spent in each category, until the end of the month. It just doesn’t work. 

You need accurate, up-to-date information for each spending category right when you need to make a spending decision. You cannot wait until the end of the month, or you'll find you have overspent yet again. 

If you have used Quicken® or Microsoft® Money, ask yourself, are you any better off financially? Most people find they're not. In spite of all that these programs do, they do not solve the fundamental problem that keeps most people from achieving their financial goals - managing their spending.

You need to be able to easily create a budget or spending plan with dynamic spending accounts that provide you with daily, up-to-date balance information for each spending category. Then you'll always know how much money you have left to spend in each category, and how long it has to last. Then you can begin to manage your spending, and lay the foundation for reaching your financial goals.
 

So what's the alternative to the traditional
after-the-fact approach?


Try this powerful new FREE e-course that will introduce you a system designed to help you finally understand your spending and achieve financial success!

I think this is the best solution for those who manage their finances online. I rarely write a check anymore. Use the link above and you can check it out for free.

Had enough of this?

Stop the overspending cycle

Maybe it's time to Free up your energy for better things


check the July issue

Note:

If you still rely mainly on a checkbook, you might prefer an alternate solution. Here's the best alternative I've come across. It combines the budgeting system with the check register -- no separate budgeting system is needed.

  • Instantly see your spending plan as you make each transaction -- and how each transaction moves you toward (or away from) your goals.

  •  
  • Stop overspending before it happens.

  •  
  • Budgeting becomes a simple and easy part of daily life -- not an extra task that you have to do every week or month.

  •  
  • Because it's simple, it's also a great way to teach young people how to manage money!
Put this ingenius, profoundly simple financial tool to work for you.

Having established the inner foundation for success, we can now move on to the nuts and bolts, and start creating what you truly want for your financial life. 
 


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